Fortunately, Americans aren't falling for the BS. According to Rasmussen, only 20 percent--liberal kool-aid drinkers, I'm sure--believe that current home foreclosures are due to unfair lending practices. Fifty-nine percent believe the problem is that people chose to get loans they couldn't afford. Once again, we see the gulf between elites and ordinary folks. I see that Rasmussen did not offer "lenders were encouraged by government to make risky loans to low-income people" as an answer-choice.
UPDATE: I missed this shocker:
Blacks by a two-to-one margin over whites are more inclined to think unfair lending practices are the reason for bank foreclosures.